Fit 2 Trip offers multi-risk and medical only types of travel insurance cover. Multi-risk policies include comprehensive benefits including: Cancellation, Emergency Medical Expenses and assistance, Curtailment (having to cut short your trip), Theft or Loss of Luggage, Travel Delay, Baggage Delay, Missed Departure, Personal Liability, Personal Accident, Legal Expenses, Hijack & Mugging, Uninhabitable Accommodation, Pet Care and Catastrophe Cover. Multi-risk policies provide protection both before you travel and whilst you are away. Medical only policies provide cover for Emergency Medical Expenses and assistance and curtailment. Medical Only policies provide protection only whilst you are travelling. Additionally optional benefits can be added to either type of cover, the optional benefits available for Winter Sports trips, Business Travel, Golf trips and additional sports and activities. All Fit 2 Trip policies come in three levels of cover: Basic, Standard and Premier and you can choose which benefit level suits your needs.