Unexpected situations can happen even in the apparently safest or quietest destinations. In these cases in which one is in an unknown environment, access to resources in case of emergency can be more complicated, since the health system works differently depending on the country. In addition, the disbursement in case of medical emergency is usually large and can be a serious economic upheaval for the person. Hospitalization services, especially in countries such as the States or Hong Kong, are excessively expensive. Finally, the European health insurance card (EHIC) offers limited medical coverage and can not be used as an alternative to travel insurance abroad, as it does not cover any private medical treatment, does not guarantee free services, and does not cover you in case of loss of medicines.