Sports activities insurance

Sports and Activities

Sports and activities insurance is an optional benefit that can be added to any Fit 2 Trip policy. This coverage is essential for travellers planning to participate in sports or activities on a casual basis whilst they are travelling. Sports and Activities insurance provides protection during the activity, as well as ensuring that medical costs are covered in the event of an accident.

Adding Sports and Activities insurance is a responsible choice that offers peace of mind to participants or parents of children engaging in sports

Optional Sports and Activities insurance is available for:

Anyone taking part in a sport or activity on an an occasional basis;
All minors involved in sports, naturally with the consent of the parent or guardian;
Gym and pool attendees;
Water sports enthusiasts and participants;
Winter sports lovers and practitioners;
Fans and practitioners of extreme sports.

At Fit 2 Trip we understand that many of our customers like to try out activities such as scuba diving, trekking or windsurfing, during their travels, which is why many sports and activities are covered as part of regular terms and conditions, these are our Grade 1 sports and activities.

For thos interested in higher-risk activities, customers can extend their cover to include additional activities, which we classify as Grade 2 and Grade 3:

Grade 1 (sports and activities will automatically be covered under your policy):

Badminton
Baseball
Basketball
Bowling
Camel riding
Canoeing
Cricket
Elephant riding
Fishing
Football
Hockey
Horse trekking
Kitesurfing
Netball
Orienteering
Pony trekking
Raquetball
Roller skating
Rounders
Running
Sailing (within 20 nautical miles of the coastline)
Scuba diving (unqualified and above 18 meters)
Squash
Surfing
Table tennis
Tennis
Trampolining
Trekking (Up to 4000 metres without using climbing equipment)
Volleyball
Water polo
Water skiing
Wind surfing
Yachting (within 20 Nautical Miles of the coastline)
Zorbing

Grade 2 Your policy can be extended to cover the following sports and activities, however we won’t be available to cover you for Personal Accident or Personal Liability, whilst taking part in these sports and activities:

Abseiling
Archery
Fell running (up to 12 miles with up 500 meters of elevation)
Fencing
Go-karting
Horse riding
Hot air ballooning
Jet biking
Jet skiing
Motorcycling under 125cc (no racing and as a means of transport only)
Mountain biking on tarmac
Paintball
Sailing (outside 20 Nautical Miles of the coastline)
Scuba diving (Qualified and above 40 metres)
War Games
Yachting (Outside 20 metres of the coastline)

* Sports and Activities are only covered on incidental, non-competitive and non-professional basis

* For further information, please read the General Conditions.

Grade 3 Your policy can be extended to cover the following sports and activities, however we won’t be available to cover you for Personal Accident or Personal Liability whilst taking part in these sports and activities

American Football
Bungee jumping
Gaelic football
Mountain biking off tarmac and with guides
Parascending (on water)
Rock climbing with ropes (organised aid climbing only)
Rugby League
Rubgy Union
Ski diving
White water canoeing/rafting (up to grade 4)

Grade 4 We’re sorry, but we can’t provide cover to customers who want to participate in the following sports and activities as well as anything not listed in Grade 1, 2 or 3.