Product

Travel Insurance for Pre-existing Medical Conditions

Travel with Confidence, Regardless of Your Health History

At Fit 2 Trip, we believe that everyone deserves the freedom to explore the world, regardless of their medical history. That's why we offer specialised travel insurance tailored for individuals with pre-existing medical conditions, ensuring you can embark on your journey with peace of mind.

Why Choose Fit 2 Trip?

Many standard travel insurance policies exclude coverage for pre-existing or chronic conditions, leaving travellers vulnerable to unforeseen medical expenses abroad. For instance, if you have a heart condition or hypertension, a health episode during your trip could lead to significant out-of-pocket costs, especially in countries with expensive healthcare systems like the USA or Canada.

Fit 2 Trip is committed to bridging this gap by providing comprehensive coverage options for travellers with various medical backgrounds. Our goal is to make travel insurance accessible and inclusive for all.

Conditions We Cover

We offer coverage for a thousands of pre-existing medical conditions, including but not limited to:

• Cardiovascular diseases
• Diabetes
• Hypertension
• Cancer
• ENT (Ear, Nose, Throat) disorders
• Eye conditions
• Immunodeficiencies
• Post-transplant care
• Neurological disorders
• Musculoskeletal issues
• Mental health conditions
• Digestive and urinary diseases
• Respiratory ailments
• Endocrine disorders
• Genetic conditions
• Crohns disease
• Surgeries performed within the last three years

Note: It's essential to declare pre-existing medical conditions when purchasing your policy to ensure full coverage.

Flexible Coverage Options

We understand that every traveller has unique needs. That's why we offer customizable insurance plans:

• Coverage Levels: Choose from Basic, Standard, or Premium plans.
• Trip Types: Opt for Single Trip or Annual Multi-Trip coverage.
• Policy Types: Select Medical Expenses Only or comprehensive Multi-Risk policies.
• Add-Ons: Enhance your coverage with options for Business Travel, Sports and Activities, Winter Sports, or Golf.

Our policies cater to individual travellers, couples, families, and groups, ensuring that everyone finds the right fit.

How to Get Started

1. Select your plan: Select the trip type (Single Trip or Annual Multi Trip), coverage level (Basic, Standard or Premier) and any additional options that suit your travel needs.
2. Declare Your Medical Conditions: Use our straightforward online medical screening tool to disclose any pre-existing conditions. Once we have accepted your conditions and you have paid for your policy, you are covered
3. Travel with confidence: Once your policy is in place, you can embark on your journey knowing you're protected, with the full policy benefits.

Please ensure all medical conditions are accurately declared during the application process. Undeclared conditions may result in denied claims.

For more information or to get a quote click here. If you need assistance or have questions about our policies, feel free to contact our customer service team at info@fit2trip.com 

Read the full General Conditions